Hochman & Plunkett CO., L.P.A.
Phone 937-684-4607
Toll free 877-623-6863

How obesity affects workers' compensation costs and claims

Obesity is a huge problem in the United States. It's prevalent in every state, with at least 15 percent of residents in each state boasting a body mass index of 30 or higher. In Ohio, the obesity rate is higher than 30 percent. Most equipment can hold only up to 250 pounds, so this creates problems in the workplace. This also leads to increased workers' compensation claims and costs.

Obese workers may come with increased risks for employers. Therefore, it behooves employers to take the time to work with employees and reduce risks by keeping several key points in mind. For example, obese employees are more likely to suffer injuries in their legs. In addition, special office equipment may be needed to allow the employee to do his or her job. If an obese employee is injured in the workplace, employers should help develop a plan that allows the employee to return to work in a position he or she is physically capable of performing.

Another thing to consider is that obese employees typically have other health problems. They are more likely to suffer a heart attack or stroke and may suffer from chronic conditions such as diabetes and arthritis. These conditions must be treated in order to keep workers' compensation costs down.

Obesity results in increased costs because obese workers are more likely to be injured or even disabled by a workplace injury. In addition, the amount of treatment required is likely to be higher. Not only that, but the claims process can be complicated by employers trying to reduce workers' compensation costs. Obese employees do have the legal right to receive the benefits they are entitled to in order to treat their injuries and should not feel pressured to settle for less.

Source: Claims Journal, "Weighing the Obesity Factor in Workers' Compensation," Denise Johnson, May 6, 2014

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